If I could say one thing …. it’s that estate planning is not only for the wealthy. If you have money in the bank, a vehicle, some equity in a property or some superannuation, you should speak to someone about what would happen with those things if something happened to you. This is especially important if you have children and/or a life partner. Every body can benefit from ensuring their finances (and their families) are properly taken care of after their death.
Are Your Contractors Really Contractors? Know the Rules
Businesses often hire people as independent contractors instead of employees. But getting this wrong can lead to serious consequences, including unfair dismissal claims, back payment of super and taxes and penalties for “sham contracting”. In 2024, Australia updated...




